UNITED
STATES
SECURITIES
AND EXCHANGE COMMISSION
WASHINGTON,
D.C. 20549
__________
FORM
8-K
CURRENT
REPORT
PURSUANT
TO SECTION 13 OR 15(d) OF THE
SECURITIES
EXCHANGE ACT OF 1934
DATE
OF
REPORT (DATE OF EARLIEST EVENT REPORTED):
November
20, 2007
__________
CARVER
BANCORP, INC.
(EXACT
NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)
DELAWARE
(STATE
OR
OTHER JURISDICTION OF INCORPORATION)
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13-3904174
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(COMMISSION
FILE NUMBER)
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(I.R.S.
EMPLOYER IDENTIFICATION NO.)
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75
West 125th
Street
New
York, NY 10027-4512
(ADDRESS
OF PRINCIPAL EXECUTIVE OFFICES)
(718)
230-2900
(REGISTRANT’S
TELEPHONE NUMBER, INCLUDING AREA CODE)
Check
the
appropriate box below if the Form 8-K filing is intended to simultaneously
satisfy the filing obligation of the registrant under any of the following
provisions (see General Instruction A.2. below):
¨
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Written
communications pursuant to Rule 425 under the Securities Act (17
CFR
230.425)
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¨
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Soliciting
material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
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¨
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Pre-commencement
communications pursuant to Rule 14d-2(b) under the Exchange Act
(17 CFR
240.14d-2(b))
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¨
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Pre-commencement
communications pursuant to Rule 13e-4(c) under the Exchange Act
(17 CFR
240.13e-4(c))
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Item
2.02 Results of Operation and Financial Condition.
On
November 20, 2007, Carver Bancorp, Inc. (the “Company”) issued a press release
reporting financial results for the second quarter of its fiscal year
ending March 31, 2008. A copy of the press release is attached as
Exhibit 99.1 to this report and incorporated herein by
reference. The Company does not intend for this Item 2.02 or
Exhibit 99.1 to be deemed "filed" for purposes of Section 18 of the
Securities Exchange Act of 1934 or to be incorporated by reference into filings
under the Securities Act of 1933.
Item
9.01 Financial Statements and Exhibits.
(d)
Exhibits
The
following exhibit is filed as part of this report.
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Press
release entitled "Carver Bancorp, Inc. Announces Second Quarter
2008
Results", dated November 20, 2007.
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SIGNATURE
Pursuant
to the requirements of the
Securities Exchange Act of 1934, the registrant has duly caused this report
to
be signed on its behalf by the undersigned hereunto duly
authorized.
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CARVER
BANCORP, INC. |
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Date:
November 21, 2007
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By:
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/s/
Roy Swan
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Roy
Swan
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Executive
Vice President and Chief Financial
Officer
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