UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                       PURSUANT TO SECTION 13 OR 15(D) OF
                       THE SECURITIES EXCHANGE ACT OF 1934

       Date of Report (Date of earliest event reported): December 8, 2006
                                                         ----------------
                       PROVIDENT FINANCIAL SERVICES, INC.
                       ----------------------------------
             (Exact Name of Registrant as Specified in its Charter)

    Delaware                         001-31566               42-1547151
------------------------          -------------------        ----------
(State or Other Jurisdiction)    (Commission File No.)     (I.R.S. Employer
   of Incorporation)                                        Identification No.)


830 Bergen Avenue, Jersey City, New Jersey                    07306-4599
------------------------------------------                    ----------
(Address of Principal Executive Offices)                      (Zip Code)

Registrant's telephone number, including area code:  (201) 333-1000
                                                     --------------

                                 Not Applicable
                                 --------------
          (Former Name or Former Address, if Changed Since Last Report)

Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[  ] Written communications  pursuant to Rule 425 under the Securities Act (17
     CFR 230.425)

[  ] Soliciting  material  pursuant to Rule 14a-12 under the Exchange Act (17
     CFR 240.14a-12)

[  ] Pre-commencement  communications  pursuant  to Rule  14d-2(b)  under the
     Exchange Act (17 CFR 240.14d-2(b))

[  ] Pre-commencement  communications  pursuant  to Rule  13e-4(c)  under the
     Exchange Act (17 CFR 240.13e-4(c))



Item 8.01    Other Events
             ------------

     The Provident  Bank,  the wholly owned  subsidiary  of Provident  Financial
Services,  Inc.,  completed  the  sale  of  its  branch  office  located  at 550
Kinderkamack  Road,  Oradell,  New Jersey to Shinhan Bank America on December 8,
2006.  After  giving  effect to this  sale,  The  Provident  Bank,  a New Jersey
chartered  savings  bank,  operates 75  full-service  branch  offices in Hudson,
Bergen, Essex, Mercer,  Middlesex,  Monmouth,  Morris, Ocean, Somerset and Union
counties.



Item 9.01.      Financial Statements and Exhibits
                ---------------------------------

               (a) Financial Statements of Businesses Acquired. Not applicable

               (b) Pro Forma Financial Information. Not applicable

               (c) Shell company transactions. Not applicable

               (d) Exhibits. Not applicable








                                   SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned, hereunto duly authorized.

                                     PROVIDENT FINANCIAL SERVICES, INC.



DATE: December 11, 2006       By:    /s/ Paul M. Pantozzi
                                     -------------------------------
                                     Paul M. Pantozzi
                                     Chairman and Chief Executive Officer