UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 15

CERTIFICATION  AND  NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(G) OF
THE  SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER
SECTIONS  13  AND  15(D)  OF  THE  SECURITIES  EXCHANGE  ACT  OF  1934.

                        Commission File Number  000-53576
                                                ---------

                       Cornerstone Financial Corporation
                       ---------------------------------
             (Exact name of registrant as specified in its charter)

               6000 Midlantic Drive, Mt. Laurel, New Jersey 08054
               --------------------------------------------------
(Address, including zip code, and telephone number, including area code, of
registrant's principal executive offices)

                                  Common Stock
                                  ------------
            (Title of each class of securities covered by this Form)

                                      None
                                      ----
  (Titles of all other classes of securities for which a duty to file reports
                     under section 13(a) or 15(d) remains)

         Please  place  an  X  in  the box(es) to designate the appropriate rule
provision(s)  relied  upon  to  terminate  or  suspend the duty to file reports:


                                    Rule 12g-4(a)(1)             [X]
                                    Rule 12g-4(a)(2)             [ ]
                                    Rule 12h-3(b)(1)(i)          [ ]
                                    Rule 12h-3(b)(1)(ii)         [ ]
                                    Rule 15d-6                   [ ]

Explanatory Note: Registrant is a bank holding company and the class of
securities as to which this certification applies is held of record by fewer
than 1,200 persons. The Registrant is relying on Section 12(g)(4) of the
Securities Exchange Act of 1934, as amended by the Jumpstart Our Business
Startups Act, to terminate its duty to file reports with respect to its shares
of common stock.

Approximate number of holders of record as of the certification or notice date:
410




         Pursuant  to  the  requirements of the Securities Exchange Act of 1934,
Cornerstone  Financial  Corporation  has  caused this certification/notice to be
signed  on  its  behalf  by  the  undersigned  duly  authorized  person.


Date: May  9,  2012                                By: /s/  Keith  Winchester
                                                       -------------------------
                                                       Keith  Winchester
                                                       Executive  Vice President
                                                       and Chief Financial
                                                       Officer