SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549


FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934



Date of Report (Date of earliest event reported)

July 13, 2004



GREAT SOUTHERN BANCORP, INC.
(Exact name of Registrant as specified in its Charter)


Maryland
0-18082
43-1524856
(State or other
jurisdiction of
incorporation)		(Commission File No.)(IRS Employer
Identification
Number)

1451 East Battlefield, Springfield, Missouri
65804
(Address of principal executive offices)(Zip Code)

Registrant's telephone number, including area code: (417) 887-4400

N/A
(Former name or former address, if changed since last report)















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ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS.

                  (c) Exhibits:

                              Exhibit 99 - Press Release dated July 13, 2004

ITEM 12. RESULTS OF OPERATIONS AND FINANCIAL CONDITION.

         On July 13, 2004, the Registrant issued a press release announcing its preliminary earnings for the quarter ended June 30, 2004. A copy of the press release, including unaudited financial information released as a part thereof, is attached as Exhibit 99 to this Current Report on Form 8-K and incorporated by reference herein.

































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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized.

GREAT SOUTHERN BANCORP, INC.



Date:July 14, 2004
By:   /s/ Joseph W. Turner
       Joseph W. Turner, President,
         Chief Executive Officer and Director



































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EXHIBIT INDEX

Exhibit No.Description


99Press Release dated July 13, 2004